Financial Fitness for Beginners is the first book in the Financial Fitness series that provides you with a fresh approach in a simple 12 week step-by-step program to help you get financially fit. • Say no to budgets! • Spend less time worrying about your finances and more time enjoying life. • Work less and bring home more, including an improved quality of life. • Learn how to be financially fit – or how to get back in shape. If you are just starting out and want to learn how to do it right, or if you are drowning in debt - feeling hopeless and overwhelmed - this book is for you.